Mike Moline – Featured Video Transcripts

Mike Moline has featured three videos on his bio page which contain the following text.


Video Transcript:
What is your experience?
I graduated from Hamlin, now William Mitchell Hamlin Law School, in 1991. I’ve been practicing since 1992. My first job out of law school was with the Minneapolis City Attorney’s office, where I was a prosecutor in the criminal division for about three years, and then I joined a large civil litigation firm, and I’ve been practicing civil litigation ever since. I’ve tried almost every kind of case there is to try, everything from auto accidents to construction defects, products liabilities and employment cases. I am a certified civil trial specialist by – certified by the National Board of Trial Advocacy. I’m certified as a civil trial specialist by the Minnesota State Bar Association, and I’ve tried cases in Minnesota, Wisconsin, South Carolina and Florida.


Video Transcript:
What should I expect if my home or business is damaged by fire, hail or a storm?
Well, insurance companies handle property damage claims pretty much the same way. The first thing that will happen is that the adjuster will come out and will inspect for damage. And after identifying the areas of damage, they’ll start measuring, taking quantities, and then will feed that information usually into a cost estimating program called Xactimate. And after the adjuster gets that information, he puts it into the computer and it comes out with the amount of money that the insurance company is generally willing to pay for the claim.


Video Transcript:
What is property damage insurance appraisal?
Property damage insurance appraisal is a little known but very important element of everybody’s property insurance in Minnesota. When there is a dispute over how much money the insurance company is going to pay to repair damage or how much damage there is to a structure, the way that it is resolved is through property damage appraisal. That is where the insured, the property owner, picks an appraiser that represents his interest, the insurance picks somebody who is the appraiser that represents their interest, and the two select a neutral third who is called the umpire. The three-judge panel then listens to the dispute and comes up with a determination and issues a final binding award.