Insurance

Our insurance team knows and understands the insurance industry. They use their knowledge and experience to delve deep into the issues, untangling verbiage and litigating when necessary. They represent both corporate and individual clients and enjoy the challenge of insurance cases, as well as acquiring rapid and favorable outcomes for those they represent. 

Insurance Attorneys You Can Trust

In addition to firm’s extensive insurance coverage experience, several of Lommen Abdo’s coverage attorneys have published and spoken on coverage issues to claims professionals and other attorneys.

Attorneys John Crawford and Lauren Nuffort serve as Co-Editors of the Minnesota Insurance Law Deskbook, a 26-chapter deskbook which is a practical, authoritative resource on Minnesota insurance coverage issues, including general issues such as rules of construction and policy interpretation, reservation of rights, duties of the insured and insurer, and more specific insurance coverages such as automobile insurance, homeowners’ insurance, commercial general liability insurance, and professional liability insurance. The 5th edition of the Deskbook, which is published by Minnesota Continuing Legal Education, was updated in 2021. 

In addition to editing the Deskbook, John Crawford authored chapter six of the Deskbook entitled “Duty to Defend” and Lauren Nuffort authored two chapters, “Misrepresentation or Omission in Applications for Insurance” and “Fire and Property Insurance.” 

Additionally, attorney Barry O’Neil co-authored the chapter entitled “Agent and Broker Liability.”  Attorneys Kay Nord Hunt and Michelle Kuhl co-authored chapter 14, “Select Commercial General Liability Policy Exclusions.”  And attorney Jim Krause co-authored Chapter 19, “Professional Liability Claims-Made Coverage.” 

Insurance Attorneys Serving Minnesota + Wisconsin

Lommen Abdo’s insurance lawyers not only apply insurance law; they have helped create the law in both Minnesota and Wisconsin. Dozens of reported insurance decisions, both for corporate and individual clients, reflect Lommen Abdo’s influence on the insurance field during the past eight decades. Lommen Abdo’s detailed contractual analysis and skillful negotiations can often bring a matter to a swift conclusion. If not, our attorneys are highly skilled at declaratory judgment actions, dispositive motions, arbitrations and trial. 

Insurance policies sold to corporate policyholders protect against a wide variety of risks, including liability or loss resulting from property damage, bodily injury, business-auto policies, defective products, data breaches and other internet-related claims, mass torts, business interruption, man-made and natural disasters, business torts, environmental damage, employment claims, professional liability, and crime/fraud. The major types of insurance policies purchased by corporate policyholders include general liability policies, directors and officers liability policies, fiduciary liability policies, employment practices liability policies, errors and omissions and professional liability policies, first-party property and business interruption policies, cyber liability, title insurance, marine insurance, crime/fraud policies, environmental impairment policies, and a wide variety of specialty products, such as cargo policies. Insurance programs sold to and purchased by corporate policyholders can include several layers of insurance, with a primary insurance policy that sits above a deductible (or self-insured retention) and, at times, multiple layers of excess policies sitting above the primary policy. Large claims can often implicate coverage under dozens of policies sometimes spanning years or decades. 

In contrast, individual policyholders typically purchase homeowners or renters insurance, auto insurance, life insurance, health insurance, disability and/or long-term care insurance, and sometimes specialty insurance, such as coverage for jewelry or works of art, travel insurance, etc.

Areas of focus: 

 

  • Commercial general liability 
  • First-party property losses 
  • Construction defect 
  • Personal auto 
  • No-Fault Coverages 
  • Business auto 
  • Cargo/transportation losses 
  • Medical device/products liability 
  • Excess/umbrella policies 
  • Directors & officers’ liability 
  • Business interruption 
  • Environmental liability 
  • Intellectual property 
  • Employment practices liability 
  • Crime/fidelity losses 
  • Defamation/invasion of privacy 
  • Title insurance 
  • Workers’ compensation 
  • Miller-Shugart agreements 
  • Bad faith 
  • Reinsurance 

Looking for an Insurance Attorney?

Insurance companies and policyholders dealing with significant losses call on Lommen Abdo for advice and assistance in pursuing coverage or responding to claims for coverage. In the event of a dispute over coverage for a particular claim, the parties may end up in litigation, arbitration, or mediation to resolve their differences. If the parties proceed to litigation, the case may proceed in either federal or state court, even though substantive insurance law issues are decided as a matter of state law. Some insurance policies require the parties to resolve coverage disputes through arbitration. Claims beyond the policy may arise with an excess verdict or a bad faith claim. 

The firm’s coverage lawyers possess a breadth of knowledge and skill in the major property and casualty insurance lines, as well as in many specialty coverage areas. 

News + Articles

Recognizing Our 2021 Minnesota Super Lawyers and Rising Stars

Recognizing Our 2021 Minnesota Super Lawyers and Rising Stars

Lommen Abdo attorneys are recognized by their peers in the 2021 Minnesota Super Lawyer lists. Congratulations to Bob Abdo, Creig Andreasen, Keith Broady, John Crawford, Kay Nord Hunt, Marc Johannsen, Cameron Kelly, Reid Lindquist, Kathleen Loucks, Mike Moline, and...

Get to Know Kelly Sofio

Get to Know Kelly Sofio

Lommen Abdo is continually striving to be the most dedicated, flexible and client-focused firm in Minnesota and Wisconsin. We have been growing to continue to meet the unique needs of our clients and are excited to welcome attorney Kelly Sofio to our team. Kelly has...

Tales From the Trenches From the Defense Perspective

Tales From the Trenches From the Defense Perspective

The coronavirus pandemic has undoubtedly presented challenges to the way we operate in both our personal and professional lives. In the legal setting, perhaps the most challenging is how we conduct jury trials during this time. With that in mind, what issues should...

Lommen Abdo Announces Passing of One of Our Own

Lommen Abdo Announces Passing of One of Our Own

With great sadness, we announce the unexpected passing of one of our own, Larry Rocheford. Please keep Larry's family in your thoughts and prayers.   View his obituary and comments shared by his colleagues, friends and family: StarTribune LinkedIn   As a...